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Sell your unwanted life insurance policy.
Get the cash you deserve and use it right away for anything you want.
Life Settlement
{noun}
A process that involves selling your policy to a third party for more than the surrender value but less than the death benefit. The third party essentially takes over paying your policy premiums so you don't have to and then collects the full amount after you pass away.
Sell your unwanted life insurance policy.
Get the cash you deserve and use it right away for anything you want.
Life Settlement
{noun}
A process that involves selling your policy to a third party for more than the surrender value but less than the death benefit. The third party essentially takes over paying your policy premiums so you don't have to and then collects the full amount after you pass away.
More and more seniors are selling their life insurance for cash and for good reasons...
The sad truth is that more than 500,000 seniors lose their life insurance policies every year and end up with nothing—all because they didn't know about the life settlement option.
Selling your life insurance policy can give you cash for almost anything, from medical expenses to funding your retirement.
Before you decide to continue paying high premiums or cancel your policy, we encourage you to learn more about selling your life insurance policy and how to turn your needless policy into assets with significant value.
Guy and Judy sold their Survivorship policy for $1,500,000.
By the time they turned 85, Guy and Judy's family business began losing money. They could no longer keep up with their life insurance payments and other expenses. The couple chose to sell their policy with our guidance and instead of receiving a low cash value of $24,000, they sold their policy for 1.5 million dollars.
Qualifications for selling your life insurance policy
✅ You're living your golden years (age 65+) or have a life-threatening illness
✅ Policy has a benefit amount of $100,000 or more
✅ Policy has been active for 5+ years
✅ Policy is with a US-based Insurance carrier
Reasons to sell your Life Insurance policy
Medical expenses are piling up.
It’s estimated that the average 65-year-old couple going into retirement can expect to pay upwards of $275,000 in medical bills. While selling a life insurance policy now may not cover all of your medical expenses, it can help and also give you the opportunity to save for future expenses.
You want money for retirement.
Paying monthly premiums can become a burden and many seniors prefer to cash out while they're still around to spend time with family, take a trip, or splurge on an adventure. You can also use the money for your family, for example, if your adult child is going through difficult financial times.
You no longer need your policy.
If the beneficiary of your life insurance policy is gone or you need the money more than they do, then you may want to consider selling your life insurance policy. That settlement money is ultimately yours and can be used however you wish—if you qualify to sell.
Who you sell your policy to really matters...
Meet Allan Silverman
The advisor you choose to guide you through the Life Settlement process can greatly impact your settlement amount and the quality of your experience.
Apart from being kind and always helpful, Allan is hardwired to find you the very best offer for your policy and he'll guide you step-by-step through the entire process.
About Allan Silverman
Allan has been working in life insurance for over 50 years, and he has specialized in the life settlement segment of the business for the past 20 years.
He has earned numerous company and industry awards including Life and Qualifying Member of the "Million Dollar Round Table".
He and his wife Barbara have been married 55 years and are blessed with two children and four grandchildren. Allan enjoys traveling with Barbara, playing golf, skiing, and of course his hotrods.
"My mission every day is to give my clients genuine care and comfort and most importantly leave them in a better financial situation than they were in when we met."
—Allan Silverman
To speak with Allan and get access to our Free Info Guide, click here to fill out the form and call 714-271-2223.
You'll learn everything you need to know about Life Settlements so you can make the best decision for you and your family.
Gordon got $90,000 for his $360,000 policy.
He needed cash as soon as possible for a financial situation involving one of his two sons. Rather than continuing to pay toward an unneeded and unaffordable policy, our team helped Gordon find an offer for $90,000 in cash and eliminated about $15,000 a year in premiums.
Blog
Find out how to unlock the equity value of your unwanted policy, cut back on your costs, fund your retirement, cover medical expenses, and more.
We put together plenty of resources for you below to help you determine your eligibility and decide if a life settlement is right for you.
Cash Benefits of an Unwanted Life Policy
Learn everything you can do with your settlement money once you cash out. Don't be one of the 500,000 seniors who lose... (continue reading)
5 Things You Need if You Want to SellYour Policy
While the process of selling your life insurance policy for a life settlement is easy to do, not all policies and policyholders may be eligible. It’s important to know what qualifications exist to see if... (continue reading)
How To Get Paid Well for Your Life Policy
Imagine if there was a way to stop paying high life insurance premiums and still receive the benefits from your policy in the form of cash right now. Before you stop paying toward your policy every month, consider... (continue reading)
5 Reasons to Sell Your Life Insurance Right Now
Chances are you bought a life insurance policy decades ago and have been paying your monthly premium ever since. Now that you’re nearing retirement or perhaps have retired already, you're wondering if... (continue reading)
8 Steps to Selling Your Life Policy Successfully
Why Seniors Need to Consider Life Settlements
If you're approaching your 70's and you've been paying monthly life insurance premiums for years, you should consider these reasons for selling your life insurance policy... (continue reading)
3 Reasons Seniors are Choosing Life Settlements
Americans have more choices today than ever, and the more informed we are about our options the better our decisions will be. Seniors seeking financial help during retirement should be just as informed about... (continue reading)
Learn How To Sell Your Unwanted Life Insurance Policy For Cash
Please complete the form below to get your Free Guide and take the next step toward selling your policy. Your policy must have a benefit amount of $100,000 or more to qualify.
You can get a cash payout from your policy if it no longer serves a purpose for you. Complete the form below to get your Free Guide instantly and learn more, or call 714-271-2223 to speak with an expert.
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